Doctor Loan

From Residency to 10 years after, we are putting doctors into homes

Medical Professional Financing that paves the way to homeownership.

Buying a home is now easier for residents and doctors within 10 years of residency, thanks to our financing option that’s geared specifically to medical professionals. We recognize what it’s taken to get to this point in your career, so we designed our lending guidelines to maximize your money and offset student debt.

  • Put as little as 5% down, gifts allowed on top of your 5% down payment
  • Pay no mortgage insurance
  • Keep monthly payments low initially with an adjustable rate mortgage
  • Start date at a new position can be up to 60 days after closing
  • We’ll exclude deferred student loans from our debt calculations


Who can take advantage? This financing is tailored to meet the needs of residents, medical doctors within 10 years of residency, dentists and veterinarians. Loans start at $200,000 and extend up to $1.5M on single family homes and up to $2M on two-unit properties.

Eligibility for the physician-focused financing is available to existing medical doctors including DOs, dentists, dental surgeons and veterinarians who are actively practicing and are within 10 years of residency; newly licensed medical residents who are currently employed in residency or fellowship; newly licensed medical students who are beginning new employment/residency and within 60 days of closing; or new medical professional graduates who are under contract for residency and within 60 days of closing.

More about:Bond Money, Specialty Loans and First Time Buyers